America's #1 AI-Powered
Personal Finance App
What if one AI agent handled your entire financial education journey? Track your 401(k), IRA, investments, and net worth — all in one place.
🇺🇸 Built for Americans · Free to start · No financial advice · SEC-aware
Americans are already building financial literacy smarter.
Built for Americans
Your financial life, fully understood — the American way.
From 401(k)s and Roth IRAs to your brokerage accounts and real estate — Richify speaks American finance fluently. Track retirement accounts, investments, student loans, and more in one place.
Track everything
Input and track everything you own.
Create your portfolio with your assets and liabilities.
401(k), Roth IRA, brokerage accounts, ETFs, real estate, student loans, savings, crypto — all consolidated in US dollars. By giving our AI agents a full picture of your financial life, you'll get accurate insights on how to reach your goals.
AI Financial Educators
Learn from Legendary Minds — Your Way
Richify's AI agents are inspired by the world's greatest financial thinkers. Each agent brings a unique educational philosophy. You choose who you want to learn from.
For educational purposes only — not financial advice
Felix
Your Super-Agent
Your super-agent. Onboards you, tracks everything, and connects you to the right specialist agents for your goals.
Warren Buffett Style
Value Investing Educator
Value investing education. Understand P/E ratios, dividends, long-term thinking, and company fundamentals — from Berkshire Hathaway's playbook.
Cathie Wood Style
Innovation & Growth
Innovation & growth investing education. Understand ETFs, disruptive tech sectors, and the future of finance and AI.
Ray Dalio Style
All-Weather Thinking
Portfolio diversification and economic cycles. Learn about asset allocation, risk parity, and protecting wealth across market conditions.
Mr. Money Mustache Style
FIRE Movement
Financial independence and early retirement. Understand savings rates, the 4% rule, index fund investing, and living below your means.
Ramit Sethi Style
Rich Life Design
Automation-first personal finance. Learn to negotiate salary, optimize credit cards, automate investments, and spend guilt-free on what you love.
How It Works
Your Financial Education Journey —
3 Simple Steps
Add Everything You Own
Track your 401(k), Roth IRA, brokerage accounts, real estate, savings, crypto, student loans, and any other assets or liabilities. Richify gives you a single, complete view of your financial life in US dollars.
Set Your Financial Goals
Tell Felix what you're working toward — paying off student loans, maxing out your 401(k), reaching FIRE, or building a real estate portfolio. The app breaks it into clear, achievable milestones.
Learn from AI Financial Educators
Chat with AI agents inspired by legendary investors and personal finance experts. Ask questions, explore strategies, and build the financial knowledge you need — at your own pace.
American Goals
Every American Financial Dream
Has a Roadmap
Richify turns your goals into learning journeys. Here are goals Americans are building with Richify today.
Save $80,000 for a home down payment
Max out my 401(k) and Roth IRA every year
Pay off $45,000 in student loans by 30
Build a $10,000/year passive income from S&P 500 dividends
Achieve financial independence by 40 (FIRE movement)
Maximize my HSA as a stealth retirement account
Build a diversified portfolio of index funds and ETFs
Start Learning. Start Building. It's Free.
Join 15,000+ users already on their financial education journey. Richify is free to download. No credit card. No financial advice. Just powerful AI-driven financial education — built for the American market.
Free Tools · United States
Built for Americans.
Free to use.
Reality Check
Cost of living by US city
FIRE Calculator
Financial independence number
401(k) vs Roth IRA
Which retirement account wins?
Roth Conversion Calculator
Should you convert to Roth?
HSA Cheat Code
Triple tax advantage unlock
Student Loan Speedrun
Fastest payoff strategy
State Tax Escape Map
Compare taxes across 50 states
Credit Score Quest
Level up your credit score
Gig Tax Calculator
Side hustle tax estimator
Opportunity Cost
Girl Math your spending
Subscription Roast
Roast your subscriptions
User Stories
What Americans Are Saying
“I finally understand my 401(k) options. Felix broke it down better than my HR department ever did.”
Mike R.
Austin, TX
“The FIRE calculator opened my eyes. I'm 28 and now I have a real plan to retire early.”
Jessica L.
Denver, CO
“Best personal finance app I've used since Mint shut down. Tracks everything and the AI agents are actually helpful.”
David K.
New York, NY
FAQ