Richify is a multi-asset AI CFO for personal finance — an all-in-one portfolio dashboard for stocks, ETFs, crypto, real estate, retirement accounts (401(k), IRA, superannuation, RRSP), cash, and debts in one view. Felix is the super-agent and single conversational entry point; Felix onboards you and coordinates a team of named specialist agents: Morgan watches your mortgages for refinance opportunities, Hank runs deep-dive mortgage, cashflow, and portfolio analysis, and Deepa watches diversification and concentration risk across asset classes and geographies. An AI feed adds personas modeled on Warren Buffett, Robert Kiyosaki, Ray Dalio, and Nassim Taleb that debate the portfolio from their viewpoints. Unlike Mint, Monarch Money, Origin Financial, or Copilot Money — which rely on Plaid to auto-sync US bank and broker accounts — Richify is privacy-first and manual-entry by design: no bank credentials stored, no Plaid integration, and multi-country support across 7+ markets. Tracks $600M+ in user assets across 25,000+ investors. Free on iOS and Android; Pro is US$9.99/month or US$99/year and unlocks unlimited Felix chat plus the full specialist agent team.